Auto, Home, and Business Insurance in Louisville, Lexington, Georgetown and Eastern Kentucky

Serving the beautiful state of Kentucky since 1985

Insurance Coverages

Whatever your situation, the experienced staff of the Curtis Owens Agency can help you address and understand your available choices

Personal Insurance

Auto Insurance

Protect your vehicle and passengers with affordable car insurance

Home Insurance

Protect your home with customized homeowner's insurance

Life Insurance

Protect your family and those that matter most when they need it most.

Boat Insurance

Specialized insurance coverage for your boat or watercraft.

RV Insurance

RV insurance protects both your vehicle and property on your journey

Motorcycle Insurance

Protect you and your motorcycle in the event of an accident.

Commercial Insurance

Farm Insurance

Protect your farm & agriculture business, equipment and employees

Surety Bonds

Assures clients that your business will complete obligations & requirements

Commercial Auto

Coverage for your work vehicles, accidents and incidents


Professional liability, general liability, cyber liability and more.

Workers' Compensation

Workers compensation protects your business and your employees in case of a workplace injury. This insurance can help with an employee’s medical bills, disability benefits, wage replacement and more if they are injured on the job. It also serves to protect the business against a possible lawsuit regarding the injury.  

Workers compensation is required in most states depending on the industry and number of employees. In Kentucky, employers with even a single employee (part-time, full-time, etc.) must carry workers compensation insurance. 

About Us

Our service is top class. We make finding affordable insurance easy. We shop the the lowest price for the best coverage to fit your needs. We will do our best to start saving you money today. Gain some peace of mind. Let us save you time so you can spend it doing what you enjoy. We can save you money to put towards your future.

 We proudly support many local organizations. We provide insurance coverage for auto, home, business, life, farms, bonds, recreational vehicles, and more.

What Our Customers Are Saying

Bubba Johnson

"Hands down love deali6with Crutis he really cares about you more then just your money. He takes excellent care if my company and personal insurance both. Highly recommend him...."

Carter County Cruisers

"A great community minded business. From their friendly employees to their straight forward honesty they are a class act. If they can't beat another quote for the same coverage they will tell you and n..."

T Alex Hill

"Very professional, and friendly staff. Great prices and always able to get up with Curtis if I need anything or have any questions. Highly highly recommend them!..."

Jennifer Williams

"Last month we had major roof damage and I was dreading dealing with the insurance company. Curtis Owen and Nationwide made it so simple. We had an estimate within a few days and a check within a wee..."

D. Connelley

"Visited the office of Curtis Owen's and received very good customer service. He was extremely helpful in answering questions for me, and was very knowledgeable. Everyone in the office was very court..."

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